Freeze your credit for free
Friday, October 02, 2009
Take advantage of a new law that started October 1 to protect yourself from identity theft. North Carolinians can now freeze their credit reports online for free to stop identity thieves from opening new accounts in their name. Seniors and victims of identity theft can also freeze their credit by telephone or email for free. Once a secuirty freeze is in place, the credit bureau won't release information from your credit file until or unless you lift the freeze.
Get all of the details about how to freeze your credit
including addresses, phone numbers and direct links to the credit bureaus at www.ncdoj.gov
Also, remember to check your credit reports regularly to look for any signs of identity theft. The same new law makes North Carolina the first state in the nation to require credit monitoring services to tell you how you can get credit reports for free. Get a free credit report once a year from each of the three major credit bureaus by visiting www.annualcreditreport.com
or calling 1-877-322-8228. To keep track of your credit throughout the year, request a free report from a different credit bureau every four months.
For more information about how to protect yourself from identity theft, visit www.ncdoj.gov
or call 1-877-5-NO-SCAM toll free within North Carolina.