Security Freeze by Phone or Mail
Free For ID Theft Victims, Seniors
You can establish and manage a security freeze by mail or phone. These methods are always free for identity theft victims who have filed a police report, their spouses, and consumers over the age of 62. Other consumers can be charged up to $3 per credit bureau each time they establish a security freeze by mail or phone, although some credit bureaus are not currently charging consumers these fees. Before requesting a security freeze by mail or phone, check the credit bureau's website to see if they charge a fee.
Security Freezes by Mail
Credit bureaus will usually comply with your written request for a security freeze within three business days after they receive it. To request a security freeze by mail, send a letter to each of the three credit bureaus listed below.
Your letter should include:
- Your full name including middle initial and any suffix (such as Jr.)
- Your home addresses for the last five years
- Your Social Security number and date of birth
- Two proofs of residence (examples: a copy of your driver’s license, utility bill, insurance statement, bank statement)
- Police or DMV report if you’re a victim of identity theft
If the credit bureau charges a $3 fee for security freezes by mail, include payment by check, money order or major credit card. (Include the card name, account number, expiration date, and three or four digit identification number on the back of card.)
To save time, you can use our security freeze form letter
. Enter your personal information and the name and address of a credit bureau. Print the form and then sign it. Substitute the name and address of another credit bureau, and repeat the process. You can send your letters by first-class mail, but for additional security you may want to send them by certified mail.
(Note: The credit bureaus already have your name and other personal information in their files. You will be providing it to verify your identity.)
Security Freezes by Phone
Most credit bureaus will usually comply with your request by phone for a security freeze within 24 hours. To place a freeze by phone, call each of the three credit bureaus. Be prepared to supply the information listed above including your driver’s license number and account numbers. If the credit bureau charges a fee for security freezes by phone, be prepared to provide payment information.
How to Contact the Credit Bureaus to Request a Security Freeze
|PO Box 105788
||PO Box 9554
||PO Box 6790
|Atlanta, GA 30348
||Allen, TX 75013
||Fullerton, CA 92834
Keep Your PINs or Passwords
When you establish a security freeze with a credit bureau, the company will provide you with a PIN (Personal Information Number) or password. Make sure you keep this information in a safe place. You will need it when you lift or remove your security freeze.