North Carolina Department of Justice
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Telemarketers pitching bogus credit cards ordered to stop, announces AG Cooper

Release date: 12/5/2008

Florida company violated Do Not Call laws and failed to deliver on promises

Raleigh A Florida-based telemarketer that made unwanted calls to North Carolinians on the Do Not Call Registry and pitched a credit card in exchange for an upfront fee has been ordered to stop, Attorney General Roy Cooper announced today.
“It’s bad enough when companies ignore the Do Not Call law, and it makes it even worse then they fail to deliver what they promise,” said Cooper. 
Cooper filed suit this week against Enterprise Technology Group, Inc. of Florida, which does business as Ameritrust and Ameritrust Financial Card. On Thursday afternoon, Wake County Superior Court Judge Robert H. Hobgood granted Cooper’s request to stop Enterprise Technology Group from soliciting North Carolina consumers by telephone or mail while the suit goes forward.   Cooper is seeking a permanent ban on the company’s telephone solicitations and deceptive practices, refunds for consumers, and civil penalties.

According to Cooper’s complaint, Enterprise Technology Group made telephone calls to North Carolinians offering a credit card that would improve consumers’ credit rating for an upfront fee ranging from $200-$300. Consumers who agreed to the service had to provide their checking account information and the fee was immediately deducted from their account. Most consumers say that they never received a credit card or that the card they received could only be used to order merchandise from the company’s web site or catalog. 
“With the economy down and families hurting financially, we’re seeing more problems with outfits that promise to give you a credit card or fix your credit for a fee,” Cooper said. “Our message to consumers is don’t fall for these empty promises.”
Cooper also contends that Enterprise Technology Group told consumers who signed up for the service that they could cancel the purchase within three days but did not inform consumers that a cancellation penalty that would be charged.
Since 2003, nearly 5 million North Carolina numbers have been placed on the Do Not Call Registry. Cooper helped push through the Registry to give consumers a way to cut down on telemarketing calls. 
To report Do Not Call violators, call 1-877-5-NO-SCAM. To place your number on the Do Not Call Registry, call (888) 382-1222 from the number you wish to register or visit

  Contact:  Noelle Talley (919) 716-6413