North Carolina Department of Justice
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Telemarketer to repay consumers, quit illegal calls, says AG

Release date: 10/8/2008

Attorney General Roy Cooper cracked down on company that pitched advance fee credit cards

Raleigh: North Carolinians who paid an Arizona company for credit cards they never got can now get their money back, Attorney General Roy Cooper announced today. 
“People gave this telemarketer their hard-earned money and got nothing to show for it,” Cooper said. “We’re urging consumers to contact us so they can get refunds.” 
Under a judgment approved by Wake County Superior Court Judge Ripley Rand and filed with the court this week, consumers who paid Premier Nationwide Corporation an upfront fee to get a credit card or help improving their credit have until the end of the year to seek a full refund.
Premier, which also does business as Premier Savings and Premier Savings Consultant, and its president Eric C. Synstad of Scottsdale, Arizona also agreed to stop making illegal telemarketing calls to North Carolina consumers and to pay $30,000 for consumer education and enforcement efforts.
Consumers who did business with Premier since April 15, 2004 and want their money back should contact Cooper’s Consumer Protection Division by December 31, 2008 at 1-877-5-NO-SCAM toll-free within North Carolina.
Cooper contends that Premier deceived consumers across North Carolina with its marketing of credit cards and debt consolidation services. The company also violated state law by making unsolicited telemarketing calls to North Carolinians who had placed their telephone numbers on the National Do Not Call Registry.  
The Attorney General alleges that Premier contacted  North Carolina consumers through mailings and telemarketing calls to pitch them pre-approved credit cards with credit lines as high as $50,000 for an upfront fee. In reality, very few consumers were able to get credit cards through Premier. Consumers who got telemarketing calls from the company were asked to provide a debit or credit card number to pay a processing fee of approximately $379. Once people paid the fee they were told to contact a bank to get their credit card. But the bank told consumers to fill out a credit card application and in most cases the consumers’ applications were denied.
“Scammers are always looking to take advantage of a crisis to take your money,” Cooper cautioned. “Watch out for offers of easy credit during this time of economic troubles.” 

Contact:  Noelle Talley, (919) 716-6413