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on the lot, and get prices. Let them know you are communicating with their competitors. Compare offers from various dealers at home before you visit any dealerships. Take a test…

…identity theft. You can get one free credit report each year from each of the three nationwide credit bureaus. The website annualcreditreport.com is your portal to your free reports. Note:…

www.grants.gov and www.govbenefits.gov.  Students can also explore financial aid resources such as student loans at College Foundation of North Carolina at www.cfnc.org. We Can Help If you have a complaint…

…taxes. Call the IRS or visit www.irs.gov/eitc to learn more and see if you qualify for an Earned Income Tax Credit (EITC). The EITC is a refundable federal income tax…

a Security Freeze A security freeze stops access to new credit in your name. Placing a security freeze prohibits credit reporting agencies from releasing any information about you to new…

…ur office houses both the Criminal Justice Education Trai ning and Standards Commission and the Sheriffs’ Education Training and Standards Commissions. These commissions develop training standards and establish training topics…