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Credit & Debt

Credit & Debit Cards

Credit cards are a convenient way to shop. Credit cards can help protect you if you buy something and your order never arrives, or if the company goes out of business. Credit cards can also be lost, stolen, or used to commit fraud. The tips below can help you:

  • Protect yourself from fraud
  • Dispute unauthorized charges on your card
  • Make sense of credit card offers
  • Stop preapproved offers and identity thieves

Debit cards offer another way to make purchases. Learn about debit cards, how they compare to credit cards, and tips for using them safely.

Loans & Debt

Borrowing money through loans or other debt instruments can help you cover costs, but they must be managed carefully. The tips below can help you:

  • Avoid unfair loans and scams
  • Climb your way out of debt
  • Protect yourself from identity theft
  • Get mistakes on your credit report corrected

For information about loans related to the purchase of a home or borrowing against a home, see Mortgages & Home Loans.

Credit, Debit & Debt Tips

We Can Help

Contact us for help or call toll-free within North Carolina 1 (877) 5-NO-SCAM.